If you think about it the majority of existing colleges and universities already offer some form of health insurance for their students. This can be used by the student for the current school calendar year for health insurance purposes. It is a viable option if it is offered at a reasonable price or discount. They should also be able to be used at the school’s nearest set of hospitals. And in most cases it can be used during any school breaks that fall within the current school calendar year. If you already have a daughter or son at school then you should think about this option. Of course like all things of this nature make sure you read all the fine print and ask all the needed questions.